In brief Care Economy health insurance abroad for foreign visitors

The Care Economy international policy is tailored to the needs of foreign guests and visitors within the European Union (EU) and the Schengen States.


International Health Insurance for Private and Short Business Trips

Insurable persons

The insurance is available for the following persons, who are staying temporarily in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen States:

  • foreign nationals
  • German or Austrian nationals with permanent place of abode abroad for more than 2 years,

Maximum age: 74 years.

Field of application

Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen States.

Duration of insurance

Minimum term of insurance: 1 day. Maximum insurance period: 2 years (incl. renewals).

Care Economy – All benefits at a glance

Benefits*

  • freephone service numbers
  • out-patient treatment by a doctor
  • in-patient treatment at a hospital (general nursing class – multiple-bed rooms – without optional benefits) including subsequent treatment.
  • medically prescribed medications and dressings
  • pregnancy examiniations and treatment; delivery (8 month waiting period)
  • medically prescribed massages, medical packs and inhalers
  • transportation costs to hospital for medical reasons
  • transport in case of death/burial costs up to EUR 25,000.00
  • pain-deadening dental treatment incl. simple fillings and repair of existing dental prosthesis, max. EUR 300.00 per insurance duration up to 180 days, over 180 days max. EUR 600.00
  • medically prescribed aids following an accident
  • additional cost for medically appropriate return up to EUR 10,000.00
  • direct settlement with the doctors, hospitals et. via treatment vouchers (in D/AUT only)
  • Stay in home country (Duration >= 1 Year) up to 6 weeks / insurance year (Care Concept AG requires prior written notification of the stay in the home country.)
  • deductible per insured event EUR 25.00

*For a complete list of benefits see the insurance conditions.

Premium list Health insurance Care Economy

Health insurance
Term of insurance up to ... days up to 64 years 65-74 years
90€ 1,00 / day€ 2,95 / day
91 - 180€ 1,35 / day€ 3,70 / day
181 - 365€ 1,90 / day€ 4,95 / day
366 - 730€ 2,40 / day€ 7,90 / day

Minimum premium per person and term: €10.30 Monthly payment type for health insurance is only possible from 180 days term of insurance and choosing direct debit.

Monthly premium health insurance
Term of insurance up to ... daysup to 64 years65-74 years
180 - 365€ 50,00 / month€ 126,00 / month
366 - 730€ 75,00 / month€ 242,00 / month

The max insurance period – including all possible renewals – is two years. In case of renewals the difference between the premium for the period originally chosen and the premium for the newly requested total period is then payable as a differential premium.

Insurer

Hanse-Merkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, DE 20354 Hamburg, Germany



Here you can effect the Care Economy international health insurance abroad for foreign visitors with online confirmation.

International Health Insurance for Private and Short Business Trips

Take out insurance !

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